Protect Your Health, Secure Your Future.
Explore health insurance options for individuals, families, senior citizens and specific healthcare requirements. Understand different types of plans and find coverage suitable for your needs.
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What Is Health Insurance?
Health insurance is designed to provide financial protection against eligible healthcare and medical expenses according to the terms and conditions of the policy.
Different health insurance products are designed for different requirements. You can choose from individual, family, senior citizen, maternity, critical illness, top-up, group and specialised health insurance options.
Before purchasing a policy, compare the sum insured, waiting periods, exclusions, deductibles, co-payment, sub-limits, network hospitals and other applicable conditions.
Types of Health Insurance Plans
Explore different types of health insurance plans and understand which category may match your requirements.
Individual Health Insurance
Health insurance designed to provide coverage for an individual, subject to policy terms and conditions.
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Family Health Insurance
Family-oriented coverage options, including family floater structures where covered members share a sum insured.
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Senior Citizen Health Insurance
Health insurance options designed around healthcare requirements of senior citizens.
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Maternity Health Insurance
Explore maternity-oriented insurance options and check waiting periods, eligibility and applicable benefits.
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Critical Illness Insurance
Benefit-based protection for specified critical illnesses according to the selected policy.
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Top-Up Health Insurance
Additional protection above a specified deductible, subject to policy terms.
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Group Health Insurance
Insurance options designed for defined groups such as employees and organisations.
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Personal Accident Insurance
Specified benefits for covered accidental injuries, disability or accidental death, depending on the policy.
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Diabetes Health Insurance
Explore health insurance options for individuals with diabetes and related healthcare requirements.
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Cardiac / Heart Care
Explore insurance options designed around specified cardiac and heart-care requirements.
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Health Insurance Portability
Learn about options for moving an eligible health insurance policy to another insurer while retaining applicable continuity benefits.
Explore Portability →What Can Health Insurance Cover?
Coverage differs between policies. Always check the policy wording, exclusions and applicable conditions.
Hospitalisation
Eligible hospitalisation expenses may be covered according to the policy terms.
Day-Care Procedures
Specified procedures that do not require a 24-hour hospital stay may be covered.
Pre & Post Hospitalisation
Certain eligible medical expenses before and after hospitalisation may be covered.
Domiciliary Treatment
Certain eligible home-based treatment may be covered where provided by the policy.
Cashless Treatment
Cashless claim facilities may be available at eligible network hospitals.
Specialised Coverage
Some products are designed for specified medical conditions or healthcare needs.
Important Features to Compare
Premium should not be the only factor when comparing health insurance policies.
Check These Features
- Sum insured
- Waiting periods
- Pre-existing disease conditions
- Network hospitals
- Room-rent limits
- Co-payment
Understand These Conditions
- Deductibles
- Sub-limits
- Exclusions
- Renewal conditions
- Claim procedures
- Policy-specific terms
How to Choose a Health Insurance Plan
Understand Your Needs
Consider your age, family size, healthcare requirements and budget.
Decide Coverage
Choose an appropriate sum insured based on your requirements.
Compare Policies
Review benefits, exclusions, waiting periods and other policy conditions.
Review Documents
Read the policy wording and Customer Information Sheet before purchasing.
Frequently Asked Questions
Find a Health Insurance Plan for Your Needs
Tell us a little about your requirements. Our team can contact you to understand what type of health insurance you are looking for.
- Individual health insurance
- Family health insurance
- Senior citizen plans
- Maternity insurance
- Diabetes & cardiac plans
- Top-up and group insurance
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Fill in the form and submit your enquiry.